Nomad Insurance Policy

Offline or Nomad App is Off

-Your chosen personal insurance policy and coverages will apply to you

Available or waiting for a ride request

Nomad maintains the following auto insurance on your behalf in case of a covered accident:

-$50,000 in bodily injury per person

-$100,000 in bodily injury per accident

-$25,000 in property damage per accident

- the vehicle owner (you or possibly your personal insurance policy) provides collision and comprehensive coverage.

En route to pick up riders and during trips

Nomad maintains the following auto insurance on your behalf in case of a covered accident:

-Primary motor vehicle liability insurance of $1,000,000 per incident for death, bodily injury, and property damage.

-Collision and comprehensive up to the cash value of the vehicle with a $2500 deductible.

More Detail

Nomad's insurance is issued by an insurance company that holds a certificate of authority to do insurance business in Indiana under IC 27-1-3-20; or through a surplus lines producer licensed under IC 27-1-15.8.

The language of our motor vehicle insurance policy: recognizes that the driver is a TNC driver or otherwise uses the personal vehicle to transport passengers for compensation. We cover (with the limits above) the driver while the driver is: logged on to Nomad's digital network or engaged in a prearranged ride.

If motor vehicle insurance maintained by a Nomad driver as described above lapses or does not provide the required coverage, the motor vehicle insurance maintained by Nomad will provide the required coverage beginning with the first dollar of a claim, and the insurance company that issues the motor vehicle insurance has a duty to defend the claim.

Coverage under motor vehicle insurance maintained by Nomad is not be dependent on a personal motor vehicle insurance company’s first denying a claim for coverage under a personal motor vehicle insurance policy, nor is a personal motor vehicle insurance company required to first deny a claim.